If your insurance company has asked you for a four-point inspection, you probably have a few questions. What exactly gets checked? Does your house need to pass anything? And why is this suddenly part of getting or keeping homeowners insurance? A four-point inspection is a focused look at four major…
You found that fixer-upper in Chicago. The bones are good, but it needs work a lot of work. A traditional mortgage won’t cut it because the house doesn’t meet lending standards yet. That’s where an FHA 203k loan comes in. It lets you buy a distressed home and finance the…
The FHA 203k loan process in Chicago helps homebuyers purchase and renovate a property with one mortgage. Instead of getting a separate loan for repairs, buyers can finance improvements through an FHA-backed renovation loan. The process includes property checks, contractor estimates, appraisals, approvals, and renovation planning. Understanding each step can…



